When Calculating with the affordable home calculator…?

When i use the affordable home calculator, such as this one http://ping.fm/00Rcy What do i count in monthly debt? Such credit cards, car, and other loans? or do i consider things like food, water/electric/gas/cable/phone….? When using the calculator monthly debt makes a huge difference in the house price. My wife and i would have a [...] http://bit.ly/mBxuML