If I get a consolidation loan will it help or hinder me getting a home loan for a first time buyer?

We have poor credit and trying to repair it; however we want to purchase a home by the end of the year. Will it adversely affect my chances of getting a home loan if we take out a consolidation loan to kick start the credit pay offs? So if I can not get a loan, [...] http://bit.ly/l3nKdr