Has anyone had a good or bad experience with debt relief companies like credit relief today?

Credit Relief Today offering negotiated down debt relief resulting in what they say is at least 50% of your debt being erased. They said there is a 10% fee of original balance and your fico could drop significantly. They went on to say that if you owe more than 30% of your balances, that your [...] http://bit.ly/k5e4w3