Debt Consolidation Loans for people who don't have homes and have extremely bad credit.?

I owe about 10,000 on medical bills and about 5,000 on other unsecured items. I earn about 40,000.00 before taxes. Is there a company who can and will give me a debt consolidation loan with bad credit and no homeownership? I am trying to help myself. http://bit.ly/jrvqfy