Debt consolidation will leave you with a huge debt ratio, and close all your credit cards?

When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit score to have a huge debt ratio like this? OTHER QUESTION: and you also want to have [...] http://bit.ly/jxG3yD