I need a loan for debt consolidation, are there 1 year loans based on salary?

I have some significant debt to eiliminate, the problem is interest payments. I make around 50K a year, and if i had that in a lump sum payment i could eliminate all of my debt in one year and keep my current lifestyle. My question is, do any financial establishments offer a one year loan? [...] http://bit.ly/qoB73l