How to get out of credit card debt if you have to rely on them to make ends meet every month?

Say you earn 1000 and have to pay 1050 for your credit card debt. You have to rely on your credit cards ( again ) for those extra 50 and for your monthly expenses. What should a person with this problem do? Would it be ok to take a loan? Finance gurus like David Bach [...] http://bit.ly/n2pvAT